April 2014 Archives

Texting in the Workplace: Why Employers Must Tread Cautiously

By now, most employers have systems in place to organize and maintain emails that their employees send and receive. These systems are critical for business reasons and compliance purposes. However, many employers are ignoring or turning a blind eye to a growing means of workplace communication: texting.


The laws of virtually every state prohibit lenders from charging interest on loans in excess of the "usury rate" - the maximum interest rate permitted under the laws of the state. However, usury statutes vary greatly from state to state. Not only do the maximum interest rates vary, but some states exempt certain loans, some count origination and other fees in the calculation of interest, etc.

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